Managing risk

As DB pension schemes mature, with liabilities growing in size and complexity, the pressure on funding levels could continue to increase.

A liability-driven investment (LDI) solution from Legal & General Investment Management enables schemes to retain their allocation to growth, while reducing risk.

We offer pooled and segregated investment solutions specifically designed to hedge interest rate and inflation risk.

We also offer solutions that hedge currency risk for clients, and solutions that seek to offer protection from falling equity markets.

We believe we have unrivalled scale and experience in the UK pension market, were one of the first managers to offer LDI strategies and have been independently accredited as being the largest LDI manager in the UK, across both pooled and segregated mandates (Source: KPMG LDI surveys 2013– 2017).

Legal & General - largest manager
Legal & General - largest manager
 1st  Largest UK pension fund manager
 1st  Largest UK LDI manager

We work with some of the largest and most complex pension schemes in the market and use our experience to design pooled LDI solutions that are both easily accessible and flexible enough to help meet trustees’ investment objectives.

Pooled LDI solutions

Our liability-driven investment (LDI) solutions help pension schemes retain their allocation to growth assets to improve funding levels, while reducing funding level volatility caused by changes in interest rates and inflation.

Bespoke LDI solutions

Our liability-driven investment (LDI) solutions help pension schemes retain their allocation to growth assets to improve funding levels, while reducing funding level volatility caused by changes in interest rates and inflation.