Active equity funds

Why Active equity?

Active equity’s Real Income Builder (RIB) and Real Capital Builder (RCB) are to and through retirement solutions. Both are equity led, but also have fixed income pair trades. Both of the strategies aim to address the corrosive effects of inflation on retirement solutions. These strategies are suitable for the growth phase of the retirement journey but they also maintain exposure to equity during the drawdown phase.

Real Income Builder

Real Income Builder (RIB) aims to grow income by 4% above inflation (UK CPI) per annum over rolling three-year periods and to provide a similar total return over longer periods. In addition, the strategy aims to provide equity-like returns but with two-thirds of equity market volatility in a downturn.

Real Capital Builder

Real Capital Builder (RCB) is similar to the RIB strategy but its focus is only on total return.

RCB aims to generate a total return of 4% above inflation (UK CPI) per annum over rolling five-year periods. In addition, the strategy aims to provide equity-like returns but with two-thirds of equity market volatility in a downturn.

Risks

The value of a Fund can fall as well as rise, and is not guaranteed. Other risks such as credit, issuance, liquidity and counter party risks may also be involved. No guarantee can be given that the Fund will achieve its objective, if any. Changes in exchange rates may have an adverse effect on the value price or income of the Fund. Performance indications do not consider charges levied at subscription and/or redemption. Past performance is not a reliable guide to future performance.

Tax treatment of the subscription, holding and redemption of shares in the Fund depends on individual circumstances and may be subject to change. For information about the risk factors relevant to the Fund, investors are invited to consult the prospectus and the key investor information document. Investors are invited to read the prospectus and the KIID before subscribing to the shares in the Fund. These documents are available on this website.