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With over £100bn of defined contribution (DC) assets under management, Legal & General’ is the largest DC pension provider in the UK.

DB (defined benefit) pension schemes are progressing along their journey to end-game, with many becoming increasingly cashflow negative and struggling to balance competing requirements for returns and cashflow.

The impact of the global pandemic is expected to influence the world around us, long after its eradication.

We look at whether TIPS (Treasury Inflation Protected Securities) deserve a greater role within UK defined benefit (DB) schemes’ portfolios.

Good governance is crucial to all boards, whether they oversee a FTSE 100 multinational, a multi-billion pound pension scheme or a national charity. There is no one-size-fits-all approach to how boards should be run but we have learned that there are plenty of ways to evolve and enhance effectiveness.

How can pension trustees prepare for new requirements on the financial materiality of environmental, social and governance (ESG) factors?

The falls over the past two years in high yield and emerging market debt (‘alternative credit’) credit spreads,1 along with indications of late-cycle behaviour in the US, has led some investors to be nervous about allocating to these areas. But should pension schemes reconsider?

Traditional models suggest there is a very high chance equities outperform over the long term. But are they overconfident, and should long-term investors adjust their asset allocation accordingly?

Most employees take no pensions guidance, which can cause problems after retirement

Moving schemes towards better glidepaths.

Recent currency market volatility, particularly the fall in the value of the pound, has highlighted the importance of determining the appropriate level of currency hedging for investors in international assets.

The DC pensions industry has moved forward since auto-enrolment was introduced, with many more saving into a pension. This is great news, but challenges remain. How do we help individuals see the value in saving more for a future that seems a long way off?