The L&G Pathway funds

The L&G Pathway funds aim to provide DC investors with a flexible solution to building retirement income that is aligned with their individual goals.

Focused on the entire journey to and through retirement

Target date funds aim to attract investors with a similar date of retirement in mind and a similar attitude to risk. The L&G Pathway funds are target date funds developed specifically for DC pension savings. They are designed so that scheme members can invest for their entire journey ‘to and through’ retirement, no matter when they plan to retire or how exactly they plan to use their pension savings.

How to choose the right fund: target date ranges and journey plans

Retirement goals vary from person to person and can range from prioritising a stable level of current income, to focusing on increasing growth potential for later in retirement or for future generations. We offer four different ‘journey plans’ to align investments with these different goals. Each Pathway Fund in each journey plan has a range of ‘target dates’ for example 2050-2055. A member should choose to invest in the fund that aligns with their estimated retirement date.


The value of any investment and any income taken from it is not guaranteed and can go down as well as up, and investors may get back less than the amount originally invested.