Experts in lending across the property spectrum

We specialise in providing senior debt loans ranging from £20m to c.£400m1 secured on income-producing real estate assets in the US, UK and major cities of Western Europe. We lend across a wide variety of sectors, including prime office, industrial, retail, residential, build-to-rent, private rented sector (PRS) and student accommodation. Our focus is on the senior part of the capital structure, with a typical loan-to-value (LTV) of around 55-60%, which provides a significant equity cushion.

Drawing on our position as one of the UK’s largest and most experienced property investors on the equity side, we provide flexible capital, offering both short- and long-term debt that is suitably structured on what, we believe, are attractive terms. Our experienced team of real estate debt professionals has a proven track record and delivers speed of execution that has consistently made us a go-to partner of choice for both borrowers and investors.

1Source: LGIM as at 30 June 2023.

Private credit

Partnerships designed to deliver real social and economic impact

Key risks

The value of an investment and any income taken from it is not guaranteed and can go down as well as up, you may not get back the amount you originally invested. Past performance is no guarantee of future results.

Whilst LGIM has integrated Environmental, Social, and Governance (ESG) considerations into its investment decision-making and stewardship practices, this does not guarantee the achievement of responsible investing goals within funds that do not include specific ESG goals within their objectives.